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Foreclosure Time Schedule.

Listed below are the key elements that are applicable for California Non-Judicial Foreclosures under Deed of Trust.

The foreclosure process is initiated by the borrower (called trust-or) not making payments to the lender (beneficiary).   The first missed payment is designated as a default, but most lenders do not begin the foreclosure process until the third payment is missed.

The lender will attempt to resolve the defaulted payments and if this cannot be done the lender will instruct the Trustee to begin the foreclosure process.

The schedule of events are:

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